Financing your property in Spain

Funding your purchase

Stonehouse Overseas' unique strength is in our financial expertise.

We can refer you to our Spanish Mortgage contact who can arrange competitive Spanish mortgage products with many of our clients enjoying up to 80% LTV on property bought in Spain. We suggest that that you get an agreement in principle from one of these lenders before you make the trip to Spain. So many people have lost their dream property because they were unable to get funds approved.

If you are buying an offplan property then it would be in your interest to be referred to a regulated Mortgage adviser in the UK. This would assist you in knowing that there are sufficient funds available to cover your deposit and associated costs involved in your purchase. All of this can be arranged before you even leave the country with your funds being in place within days of you contacting us.

Borrow Before Sorrow

Our approach of making sure your funds are approved and in place before you visit avoids disappointment later on and puts you in the powerful & exciting retail therapeutic position of buying property and not just window shopping.

All of this is possible, it's up to you to set the wheels in motion - Why not call us now on: (+44) (0)1293 525436

Financial advice & Support

Securing the financial futures of our clients and finding the best ways to structure property investments in the most efficient way, is at the core of our business.
Why not call us now on: (+44) (0)1293 525436

Mortgage Services

Mortgages Factsheet (uk & spanish)

We specialise in sourcing effective and flexible finance solutions to enable you to purchase a property or raise equity in Spain.

The aim is to provide you with an independent service that makes the process of purchasing property in Spain as simple and stress free as possible. Our wealth of experience in dealing with Spanish lenders means we can offer you competitive interest rates including exclusive and unique products designed specifically for you.

Read our full Mortgage Factsheet

Tax Advice when Buying Overseas

Tax advice & Support

Securing the financial futures of our clients and finding the best ways to structure property investments in the most efficient way, is at the core of our business.

Tax in Spain and in your home country

We understand from our own experience the hurdles that confront newcomers to Spain. If you are planning to purchase a property in Spain, we will ensure that you comply with Spanish tax and accounting regulations.

We advise clients on all aspects of Spanish tax, including:

  • Spanish income tax/ wealth tax returns for non-residents.

  • Spanish income tax / wealth tax returns for residents.

  • Advice on tax implications in the UK and other countries.

Our international tax experience means that we are in a position to help individuals from all countries, whether or not they have a Double Taxation agreement with Spain.


Why not call us now on: (+44) (0)1293 525436

Read our Spanish Taxes Factsheet








There are so many good points about Mosa that it is hard to sum them up. However, the main reasons that we bought here were: On our first visit we realised that we had not arrived at an ordinary tourist site. This was going to be something special."

John, Joe, Denise and Shirley Mitchell
Property Developments & Golf Resorts in Murcia, Spain
Stonehouse Ltd - Over Seas Property Agents Tel (+44) (0)1293 525436 Fax (+44) (0)1293 553548
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